Personal banking

Your everyday money, with a calmer engine underneath.

Checking, savings, cards, loans and wealth — all in one app, with hardware-key login, biometric approvals and real human support seven days a week.

Checking accounts

Zero monthly fees. Free instant transfers within EU/UK. Round-up savings included.

Cards

World, Black and Travel cards. Apple Pay / Google Pay. Up to 2.5% cashback.

Loans

Personal loans approved in minutes. APR from 9.4% (representative).

Wealth & investing

Discretionary portfolios from $25k. Private banking from $250k AUM.

Mortgages

Up to 25-year fixed mortgages with online property valuation.

Savings & deposits

Tiered interest. Up to 4.25% on 12-month locked deposits.

Open in 4 minutes

Apply online — no branch visit needed