/* Keensafe Global Bank — corporate site (lab build)
   Palette: navy / white / gold. Custom CSS, no framework. */

:root {
  --navy:        #0a1f44;
  --navy-deep:   #061633;
  --navy-soft:   #142b5e;
  --navy-tint:   #1c3669;
  --gold:        #c8a96a;
  --gold-light:  #e3c895;
  --gold-deep:   #a98a4d;
  --bg:          #ffffff;
  --bg-alt:      #f4f6fb;
  --bg-dark:     #0a1f44;
  --text:        #1c2332;
  --text-muted:  #5b6478;
  --text-on-dark:#dde3f0;
  --border:      #e1e6ef;
  --shadow-sm:   0 1px 3px rgba(10, 31, 68, 0.08);
  --shadow-md:   0 4px 16px rgba(10, 31, 68, 0.12);
  --shadow-lg:   0 18px 48px rgba(10, 31, 68, 0.18);
  --radius-sm:   6px;
  --radius:      12px;
  --radius-lg:   20px;
  --maxw:        1200px;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Inter,
               Roboto, "Helvetica Neue", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration: none; transition: color .15s ease; }
a:hover { color: var(--gold-deep); }
h1,h2,h3,h4 {
  font-weight: 700;
  letter-spacing: -0.01em;
  color: var(--navy);
  margin: 0 0 .6em;
  line-height: 1.2;
}
h1 { font-size: clamp(2rem, 4vw, 3.4rem); }
h2 { font-size: clamp(1.6rem, 2.6vw, 2.2rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1em; color: var(--text-muted); }
.container { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.section { padding: 96px 0; }
.section--alt { background: var(--bg-alt); }
.section__head { max-width: 720px; margin: 0 auto 56px; text-align: center; }
.section__eyebrow {
  display: inline-block;
  font-size: .8rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold-deep);
  font-weight: 600;
  margin-bottom: 14px;
}

/* ---- Top bar -------------------------------------------------------- */
.topbar {
  background: var(--navy-deep);
  color: var(--text-on-dark);
  font-size: .82rem;
  padding: 9px 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}
.topbar__row {
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  flex-wrap: wrap;
}
.topbar a { color: var(--text-on-dark); }
.topbar a:hover { color: var(--gold-light); }
.topbar__links { display: flex; gap: 22px; }

/* ---- Header / nav --------------------------------------------------- */
.site-header {
  position: sticky; top: 0; z-index: 30;
  background: rgba(255,255,255,0.94);
  backdrop-filter: saturate(160%) blur(8px);
  border-bottom: 1px solid var(--border);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  height: 76px; gap: 32px;
}
.brand { display: flex; align-items: center; gap: 12px; font-weight: 800; font-size: 1.25rem; color: var(--navy); }
.brand__mark {
  width: 38px; height: 38px;
  background: var(--navy);
  border-radius: 10px;
  display: grid; place-items: center;
  color: var(--gold);
  font-weight: 800;
  font-size: 1.1rem;
  letter-spacing: -.04em;
  box-shadow: 0 6px 20px rgba(10,31,68,.25), inset 0 0 0 1px var(--gold);
}
.brand__text strong { color: var(--navy); }
.brand__text span { display: block; font-size: .72rem; color: var(--text-muted); font-weight: 500; letter-spacing: .12em; text-transform: uppercase; }
.nav__links { display: flex; gap: 28px; align-items: center; }
.nav__links a {
  font-weight: 500; color: var(--text);
  position: relative;
}
.nav__links a:hover { color: var(--navy); }
.nav__cta { display: flex; gap: 12px; align-items: center; }

/* ---- Buttons -------------------------------------------------------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 24px;
  border-radius: 999px;
  font-weight: 600; font-size: .95rem;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform .15s, box-shadow .2s, background .2s, color .2s;
  text-decoration: none;
  white-space: nowrap;
}
.btn--gold { background: var(--gold); color: var(--navy); box-shadow: 0 8px 20px rgba(200,169,106,.35); }
.btn--gold:hover { background: var(--gold-light); color: var(--navy); transform: translateY(-1px); }
.btn--navy { background: var(--navy); color: #fff; }
.btn--navy:hover { background: var(--navy-soft); color: #fff; transform: translateY(-1px); }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn--ghost:hover { background: var(--navy); color: #fff; }
.btn--ghost-light { background: transparent; color: #fff; border-color: rgba(255,255,255,.55); }
.btn--ghost-light:hover { background: #fff; color: var(--navy); }

/* ---- Hero ----------------------------------------------------------- */
.hero {
  position: relative;
  background: radial-gradient(circle at 80% -10%, var(--navy-tint), var(--navy) 55%, var(--navy-deep) 100%);
  color: #fff;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background:
    repeating-linear-gradient( 135deg, rgba(200,169,106,0.04) 0 1px, transparent 1px 28px ),
    radial-gradient(circle at 90% 20%, rgba(200,169,106,0.18), transparent 45%);
  pointer-events: none;
}
.hero__inner {
  position: relative;
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 64px;
  align-items: center;
  padding: 112px 0 128px;
}
.hero__eyebrow {
  display: inline-block;
  border: 1px solid rgba(200,169,106,.4);
  color: var(--gold-light);
  padding: 6px 14px; border-radius: 999px;
  font-size: .8rem; letter-spacing: .12em; text-transform: uppercase;
  margin-bottom: 22px;
}
.hero h1 { color: #fff; }
.hero p.lead {
  font-size: 1.15rem; color: var(--text-on-dark);
  max-width: 520px;
}
.hero__cta { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 32px; }
.hero__stats {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 24px; margin-top: 56px; padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,.1);
}
.hero__stats div strong {
  display: block; font-size: 1.7rem; color: var(--gold-light); font-weight: 700;
}
.hero__stats div span { font-size: .85rem; color: var(--text-on-dark); }
.hero__visual {
  background: linear-gradient(135deg, rgba(255,255,255,.06), rgba(255,255,255,.02));
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-lg);
  padding: 28px;
  backdrop-filter: blur(4px);
}
.hero__card {
  background: linear-gradient(135deg, var(--gold), var(--gold-deep));
  color: var(--navy-deep);
  border-radius: 18px;
  padding: 26px 28px;
  box-shadow: var(--shadow-lg);
  position: relative;
}
.hero__card .chip {
  display: inline-block; background: rgba(10,31,68,.12);
  padding: 4px 10px; border-radius: 999px;
  font-size: .72rem; letter-spacing: .12em; text-transform: uppercase;
  font-weight: 700;
}
.hero__card .num {
  font-family: ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 1.25rem; letter-spacing: .15em;
  margin: 22px 0 16px;
}
.hero__card .meta {
  display: flex; justify-content: space-between; font-size: .82rem; opacity: .85;
}
.hero__list {
  margin-top: 24px;
  display: grid; gap: 12px;
}
.hero__list li {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.08);
  padding: 12px 16px; border-radius: 10px;
  color: var(--text-on-dark); font-size: .9rem;
  display: flex; gap: 10px; align-items: center;
}
.hero__list li::before { content: "✓"; color: var(--gold-light); font-weight: 800; }

/* ---- Trust strip ---------------------------------------------------- */
.trust {
  background: var(--bg);
  border-bottom: 1px solid var(--border);
  padding: 32px 0;
}
.trust__row {
  display: flex; gap: 32px; align-items: center; justify-content: space-between;
  flex-wrap: wrap; opacity: .9;
}
.trust__badge {
  display: flex; align-items: center; gap: 10px;
  color: var(--text-muted);
  font-size: .85rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: .08em;
}
.trust__badge .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--gold);
}

/* ---- Cards (products / features) ------------------------------------ */
.grid--cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}
.card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  transition: transform .2s, box-shadow .2s, border-color .2s;
  display: flex; flex-direction: column; gap: 12px;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: var(--gold); }
.card .icon {
  width: 44px; height: 44px;
  background: var(--bg-alt);
  border-radius: 10px;
  display: grid; place-items: center;
  color: var(--gold-deep); font-weight: 800;
}
.card h3 { margin-bottom: 4px; }
.card p { margin-bottom: 0; }
.card a.more { margin-top: auto; color: var(--gold-deep); font-weight: 600; }
.card a.more::after { content: " →"; }

/* Two-column feature: text + visual */
.split {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 64px; align-items: center;
}
.split--reverse > :first-child { order: 2; }

/* ---- Mobile banking promo ------------------------------------------ */
.mobile-promo {
  background: linear-gradient(120deg, var(--navy) 0%, var(--navy-tint) 100%);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 64px;
  display: grid; grid-template-columns: 1.2fr .8fr;
  gap: 48px; align-items: center;
}
.mobile-promo h2 { color: #fff; }
.mobile-promo p { color: var(--text-on-dark); }
.mobile-promo .stores { display: flex; gap: 14px; margin-top: 20px; flex-wrap: wrap; }
.store-badge {
  display: inline-flex; align-items: center; gap: 10px;
  background: #000; color: #fff;
  padding: 10px 18px; border-radius: 10px;
  font-size: .82rem;
  border: 1px solid rgba(255,255,255,.1);
}
.store-badge strong { font-size: 1rem; }
.phone-mock {
  width: 220px; height: 420px; margin: 0 auto;
  background: #fff; color: var(--navy);
  border-radius: 28px;
  border: 8px solid #0c1a32;
  padding: 14px;
  position: relative;
  box-shadow: 0 30px 60px rgba(0,0,0,.45);
}
.phone-mock::before {
  content: ""; position: absolute; top: 8px; left: 50%;
  transform: translateX(-50%);
  width: 60px; height: 6px; background: #0c1a32; border-radius: 3px;
}
.phone-mock .balance {
  background: var(--bg-alt); border-radius: 10px; padding: 14px; margin-top: 20px;
}
.phone-mock .balance span { font-size: .7rem; color: var(--text-muted); }
.phone-mock .balance b { display: block; font-size: 1.4rem; color: var(--navy); }
.phone-mock .row {
  display: flex; justify-content: space-between;
  font-size: .78rem; padding: 10px 4px;
  border-bottom: 1px solid var(--border);
}
.phone-mock .row:last-child { border-bottom: 0; }
.phone-mock .row b { color: var(--navy); }
.phone-mock .pos { color: #1f7a3d; }
.phone-mock .neg { color: #b5314c; }

/* ---- Investor block ------------------------------------------------- */
.ticker {
  background: var(--navy);
  color: #fff;
  border-radius: var(--radius);
  padding: 32px;
  display: grid; grid-template-columns: repeat(4,1fr); gap: 24px;
}
.ticker > div b { display: block; color: var(--gold-light); font-size: 1.6rem; font-weight: 700; }
.ticker > div span { font-size: .8rem; opacity: .8; }

/* ---- News ----------------------------------------------------------- */
.news-card {
  background: var(--bg); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 22px; transition: border-color .15s;
  display: flex; flex-direction: column; gap: 10px;
}
.news-card:hover { border-color: var(--gold); }
.news-card .tag {
  font-size: .7rem; letter-spacing: .12em; text-transform: uppercase;
  font-weight: 700; color: var(--gold-deep);
}
.news-card .meta { color: var(--text-muted); font-size: .82rem; }

/* ---- CTA banner ---------------------------------------------------- */
.cta-banner {
  background: linear-gradient(120deg, var(--gold) 0%, var(--gold-light) 100%);
  border-radius: var(--radius-lg);
  padding: 56px;
  display: flex; gap: 32px; flex-wrap: wrap;
  align-items: center; justify-content: space-between;
}
.cta-banner h2 { color: var(--navy-deep); margin: 0; }
.cta-banner p { color: var(--navy-soft); margin: 6px 0 0; }

/* ---- Footer --------------------------------------------------------- */
.site-footer {
  background: var(--navy-deep);
  color: var(--text-on-dark);
  padding: 80px 0 28px;
}
.site-footer h4 { color: #fff; font-size: .92rem; letter-spacing: .12em; text-transform: uppercase; margin-bottom: 16px; }
.site-footer a { color: var(--text-on-dark); display: block; padding: 4px 0; }
.site-footer a:hover { color: var(--gold-light); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr 1fr; gap: 32px; }
.footer-brand p { color: rgba(255,255,255,.6); font-size: .85rem; }
.footer-brand .brand__mark { box-shadow: 0 6px 16px rgba(0,0,0,.4); }
.footer-bottom {
  margin-top: 56px; padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,.08);
  display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap;
  font-size: .82rem; color: rgba(255,255,255,.55);
}
.footer-bottom a { color: rgba(255,255,255,.55); display: inline; padding: 0; margin-right: 18px; }

/* ---- Subpage hero (smaller) ---------------------------------------- */
.page-hero {
  background: var(--navy);
  color: #fff;
  padding: 96px 0 64px;
}
.page-hero h1 { color: #fff; }
.page-hero p { color: var(--text-on-dark); max-width: 720px; }

/* ---- Forms ---------------------------------------------------------- */
.form-card {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 32px; box-shadow: var(--shadow-sm); max-width: 560px;
}
.form-card label { display: block; font-size: .85rem; font-weight: 600; color: var(--navy); margin: 14px 0 6px; }
.form-card input, .form-card textarea, .form-card select {
  width: 100%; padding: 12px 14px;
  border: 1px solid var(--border); border-radius: 8px;
  font: inherit; color: var(--text);
}
.form-card textarea { min-height: 120px; resize: vertical; }

/* ---- Tables -------------------------------------------------------- */
table.simple { width: 100%; border-collapse: collapse; }
table.simple th, table.simple td { padding: 12px 14px; text-align: left; border-bottom: 1px solid var(--border); }
table.simple th { font-size: .82rem; text-transform: uppercase; letter-spacing: .08em; color: var(--text-muted); }

/* ---- Responsive ---------------------------------------------------- */
@media (max-width: 980px) {
  .hero__inner { grid-template-columns: 1fr; gap: 48px; padding: 80px 0 88px; }
  .split { grid-template-columns: 1fr; gap: 32px; }
  .split--reverse > :first-child { order: 0; }
  .mobile-promo { grid-template-columns: 1fr; padding: 40px; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .ticker { grid-template-columns: repeat(2,1fr); }
  .nav__links { display: none; }
  .section { padding: 64px 0; }
}
@media (max-width: 560px) {
  .footer-grid { grid-template-columns: 1fr; }
  .hero__stats { grid-template-columns: 1fr; }
  .ticker { grid-template-columns: 1fr; }
  .topbar__links { font-size: .75rem; gap: 14px; }
}